Need an auto loan? Come see us at Diablo Motors!
We have many financing options available at Diablo Motors. Our goal is to provide you with as many options as possible, making your purchase quick and easy, and at the lowest possible interest rate you can qualify for, if financing is your goal.
Of course we still accept cash! In a world that seemingly revolves around plastic, “In God We Trust” still works here. We also accept cashier’s checks, money orders, and even personal checks if you’re local. We can also accept Visa and MasterCard, with a small service fee added for amounts over $5,000. (We’ll pay your fee for the first $5,000. Everything over $5,000, you pay the bank fee of 2.99%.) Proper identification is still required for any vehicle purchase, regardless of payment type.
For loans, we offer conventional bank financing, ranging from 1.99% to 25%, depending upon your credit score and income. We can work with almost any loan that you may already have, including your personal bank, credit union, home equity line, or internet loan, which can sometimes be as low as 1.8% in today’s market. Our conventional loans range from 12 months to 84 months, with no penalties for early payoff. We’ll do any loan that’s best for you, and our feelings won’t be hurt if you use your bank instead of ours. We only offer financing as a service to you.
For those hard-to-finance cases, we also offer our own in-house financing on a case by case basis. If you have no credit yet, or bad credit from unfortunate circumstances, we’ll help if we can. We want you to be able to afford your new car from us, and we believe in helping our neighbors whenever possible. For our special in-house financing, you’ll need to put at least half down, copies of current bills and paystubs, and six references with names, addresses, and phone numbers. We offer 3-month, 6-month, 9-month, and 12-month loans, depending on your situation and vehicle finance amount. Since this is a private loan from the owner’s pocket, we reserve the right to approve only those who display the ability and willingness to pay back the loan. Longer duration in-house loans are not available, since we use the money from one sale to buy the next vehicle.
Please let us know if we can help! We want to make your purchase from Diablo Motors the easiest you’ve ever had! To apply for a loan through us, simply click on the “APPLY FOR CREDIT NOW” button above for an interactive secure direct credit application, or print the Credit Application on your printer, fill it out manually, and fax it to 925-498-6594, and we’ll start working for you, with no cost or obligation!